Motorcycle insurance is a requirement in Alberta and is essential to ensure that you will be covered if the unthinkable happens. Even though the riding season is only 6 months on average in Alberta that seasonality factor is considered in the total annual cost and motorcycle insurance is issued for the full year.
The total cost of motorcycle insurance is dependent on a number of factors, including make, model, year, size of engine, type of bike (cruiser, sport, etc.), number of years of driving and previous infringements. Please note that with certain makes of sports bikes motorcycle insurance price carries a surcharge above the regular insurance premium due to higher risk factors.